giving financial stability to your family after your passing

You may have been told (or assumed) that poor health or old age makes you ineligble to get life insurance. There is good news, you still have options! A guarenteed whole life policy may be just what you need to give you coverage.

A guaranteed life policy doesn't require you to submit any medical records or schedule a health screening. This can make all the difference for many poeple with pre-existing conditions and/or are wanting to start a new policy later in life. These policies help remove some concern about the high financial burden associated with funeral and other end-of-life costs.

Planning financially for your future can be difficult when insurance premiums fluctuate. That's one reason why this type of guaranteed life policy is a great fit for so many; the premium payments are locked-in, they will never change.

If you've had trouble getting life insurance in the past, fill out the form below or reach out to your local Loman-Ray agent by finding an office at the bottom of this page

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.